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@DC

我还惦记着WS Free IPhone的事。既然转10-29万都只能领一个。多余10万的部分可以随时转出。但是原来的Balance也要Hold一年。我认为不应该Hold原来的?

EXAMPLE
Let’s say you had $50,000 in your Wealthsimple account at the start of the promotion and transferred assets valued at $150,000 to earn a reward. Your net funding amount is now $200,000.

Since the minimum you need to get your reward was $100,000 and you are granted a 5% buffer, you will need to keep a minimum of $145,000 ($50,000 plus 95% of $100,000) across your Wealthsimple accounts or we will consider recovering the cash value of the reward.

Should your balance fall below $145,000 before the hold period ends, you will receive a warning email and we will allow you to redeposit funds and restore your minimum.

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Replies, comments and Discussions:

  • 枫下家园 / 钱财税务 / 我还惦记着WS Free IPhone的事。既然转10-29万都只能领一个。多余10万的部分可以随时转出。但是原来的Balance也要Hold一年。我认为不应该Hold原来的?

    EXAMPLE
    Let’s say you had $50,000 in your Wealthsimple account at the start of the promotion and transferred assets valued at $150,000 to earn a reward. Your net funding amount is now $200,000.

    Since the minimum you need to get your reward was $100,000 and you are granted a 5% buffer, you will need to keep a minimum of $145,000 ($50,000 plus 95% of $100,000) across your Wealthsimple accounts or we will consider recovering the cash value of the reward.

    Should your balance fall below $145,000 before the hold period ends, you will receive a warning email and we will allow you to redeposit funds and restore your minimum.

    • 人家要的是你新转入的钱,原来即使你有一百万在里面也不计入promotion,我认为合理.你要是想把原来的钱转出,干脆换的别家做活动的吧,不是TD给1%吗
      • 如果真有几十万在里面,不转新的钱拿手机,也是可以去谈谈的
        • 明年试试。今年不行了。
    • 账户之间转来转去可以,但是不能取出
    • 我的意思是WS可以把新转入的100K LOCK一年,不应该把注册前的Balance一并LOCK一年。注册前的Balance和这个Promotion没有关系。上面的例子应该Lock 100K,而不是$145K。
      • 他要根据开始的balance算你真正转入的是多少。 如果没有这个限制,假如你原来有十万在里面,你可以把原来的十万balance转出去别家,过了两周到了别家以后再转入WS. 一倒手白拿一个手机,他是防这手
        • 那么WS可以要求把原来的LOCK到活动结束(Dec13)。但是不应该一并LOCK一年。一年之内都不能动原来的钱合理吗?
          • 加拿大所有的投资账户奖励都是按新资金来计算,老资金取出都要减掉的。
          • 当然合理了,你一边存进去10万一边取出来20万,还能拿到奖励,当人家冤大头?WS之所以打这个时间差,就是不想让你存了取了存。
            • 这样的话,把钱分开存入不同的机构TD/WS/SC更好。三个轮流,比一个更容易。
    • 我也问一下。如果开了个新账户,投进去15万。过些天取出来5万,这个可以吧?
      • 这个可以。它要求的是原来的不能动;新存入的要满足最低要求100k即可。
        • 那如果存入10万,过些天不小心涨到了15万,取出来5万可以吗?
          • 不能动本金和收益。它计算的是净Deposit,净Withdrawal。
            • 亏损了要求补足10万,盈利了不让取出,似乎没有道理。
              • 亏了不用补。因为总的存入没有变。TFSA/RRSP也不一定有空间补。
                • ”Should your balance fall below $145,000 before the hold period ends, you will receive a warning email and we will allow you to redeposit funds and restore your minimum.”,这里说的是balance。
                  虽然RRSP/TFSA可能没空间,但可以加到普通账户中。这个promotion只要求所有账户的总和 > 10k